The Guardian
money·25 Oct, 12:00
What is the £100k income ‘cliff-edge’?
The tax-free personal allowance starts to be taken away when you hit six figures, and in England you lose access to childcare subsidies
中文導讀
喺英國，當你年薪達到十萬英鎊，稅務優惠就會開始遞減，呢個現象被稱為「cliff-edge」。最痛嘅係，除咗稅務負擔增加，你仲會失去申請政府託兒津貼嘅資格。對於移英家庭嚟講，收入一旦跨過呢個門檻，實際可支配收入反而可能減少，所以喺規劃薪酬談判或者兼職時，務必要留意呢個稅務陷阱，避免因為加薪而令家庭開支負擔變得更重。
A
Vocabulary 生字
Allowance
Noun名詞津貼、免稅額或零用錢
EN
My parents give me a small monthly allowance to cover my transport costs.
中
我父母每個月畀少少零用錢我，用嚟應付交通費。
Subsidy
Noun名詞政府或機構提供嘅津貼或補助金
EN
The government provides a subsidy to help low-income families pay for their electricity bills.
中
政府提供津貼，幫助低收入家庭支付電費。
Threshold
Noun名詞門檻、界限
EN
You need to reach a certain income threshold to qualify for this type of bank loan.
中
你需要達到一定嘅收入門檻，先至符合申請呢種銀行貸款嘅資格。
