The Guardian
money·17 Oct, 07:00
UK sees growing demand for help bridging gap between end of work and start of pension
Fixed-term annuities give income for a set period – such as five or 10 years – and an agreed lump sum at the end
中文導讀
唔少就快退休嘅人開始擔心，退休金同正式領取國家退休金之間有一段「空窗期」。英國近期興起一種叫 Fixed-term annuities 嘅理財產品，畀大家喺呢段期間有一筆固定收入，到期仲有一筆過嘅 lump sum。對於移英港人嚟講，規劃退休財務時，呢類工具可以幫你填補收入缺口，確保退休生活唔會因為資金斷層而大失預算，值得大家留意。
A
Vocabulary 生字
Annuity
Noun名詞年金；一種定期支付款項的投資或保險合約
EN
She decided to invest in an annuity to ensure a steady income during her retirement years.
中
她決定投資年金，以確保退休期間有穩定的收入。
Lump sum
Noun phrase名詞片語一筆過款項；一次性支付的金額
EN
Instead of monthly payments, he chose to receive his bonus as a lump sum.
中
他選擇以一筆過的形式領取獎金，而不是分期支付。
Bridge
Verb動詞連接；縮短（差距）；填補（空缺）
EN
We need to find a way to bridge the gap between our current savings and the cost of the new house.
中
我們需要想辦法填補現有儲蓄與新屋價格之間的差距。